What is a Credit Report?
A credit file disclosure, commonly called a credit report, provides you with all of the information in your credit file maintained by a consumer reporting company that could be provided by the consumer reporting company in a consumer report about you to a third party, such as a lender. A credit file disclosure also includes a record of everyone who has received a consumer report about you from the consumer reporting company within a certain period of time ("inquiries"). The credit file disclosure includes certain information that is not included in a consumer report about you to a third party, such as the inquiries of companies for pre-approved offers of credit or insurance and account reviews, and any medical account information which is suppressed for third party users of consumer reports. You are entitled to receive a disclosure copy of your credit file from a consumer reporting company under Federal law and the laws of various states.
How do I request my free credit report through the Annual Credit Report Request Service?
www.annualcreditreport.com
PERSONAL CREDIT
Probably you have been turned down for a home loan, car loan, credit card companies or maybe you have been paying ridiculous high interest rates, have many inquires on your credit report including few negative collections records. We can probably go on and on, right?
BUSINESS CREDIT
Probably you have no Company Credit or limited credit to borrow any money from the banks. You probably have to personal sign to obtain Company Credit. Why use your Personal Credit to borrow money for Business?, it is time to build your Business Credit separate from your Personal credit.
By building credit you will;
The biggest advantage of having a good Business credit profile is saving money.
By obtaining favorable credit score you will lower the interest you pay on loans and leases.
CREDIT REPAIR PROCESS
STEP 1
Once you have signed up in our credit repair program, we will create an account in our system and order you 3 credit reports to evaluate the issues and errors in your credit report. During the sign up process you will be required to bring your driver license, social security number and current mailing address and date of birth.
STEP 2
We will begin the process by investigating the negative items including all other questionable issues in your credit report. This process is time consuming and takes several processes to go through first cycle repair. In most cases we are able to repair issues related to your credit report in first pass. There are times that some clients have to go through the second pass and third pass to achieve greater results.
STEP 3
Once the investigations are completed, all 3 credit Bureaus are required by law to mail or email you a copy of your updated credit reports. Upon the receipt of each credit report, you will be requested to forward your information back to us to review and continue the process until it reaches the results.
We can immediately help you in the following areas;